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Home » Navi Loan App: Instant Personal Loan upto ₹20 Lakh

Navi Loan App: Instant Personal Loan upto ₹20 Lakh

Navi Loan App Get Instant Personal Loan upto ₹20 Lakh @ 9.99%

Now you can get a paperless personal loan online of Rs. 10,000 to Rs. 20 lakhs through the Navi Personal Loan app and repay in flexible tenure of 3 to 72 months. The Navi personal loan interest rate starts from 9.99% p.a. And the loan can be pre-closed at zero additional charges. Check out the online application process through the Navi Loan app and more details.

Navi Loan Eligibility:

  • Nationality: Must be an Indian citizen.
  • Age: The applicant’s age should be between 18 to 65 years to avail of the loan. In some cases, the minimum age requirement can be increased to 21, 23 or even 25 years.
  • Occupation: Salaried or self-employed
  • Credit Score: The minimum credit score should be 650 or above.
  • Location: Currently, the Navi Loan facility is available only in select cities. You can find the address of all the cities on the official website of Navi.

Documents Required:

You only need the following documents to apply for an instant personal loan on Navi App:

  1. PAN Card
  2. Aadhar Card
  3. A selfie as a proof

How to Apply for Navi Loan?

It is super easy and fast to get a personal loan with the Navi Loan app. Here are the steps to be followed:

Step 1: Download and install the Navi app for loans on your smartphone from Google Play (for Android users) or the App Store (for iOS users).

Step 2: Register with your mobile number.

Step 3: Enter some basic details to check your personal loan eligibility.

Step 4: Select the required loan and EMI amount.

Step 5: Complete the KYC process with Selfie, Aadhaar and PAN Number.

Step 6: Enter bank account details for online money transfer.

Step 7: Instantly transfer money (Sanctioned amount) to your bank account with the Navi Instant Personal Loan app.

Check also: How To Take Loan From Dhani App (100% Instant Loan)

Navi Personal Loan Details:

Minimum Loan AmountRs. 10,000
Maximum Loan AmountRs. 20 Lakhs
Tenure3 to 72 months
Rate of Interest (RoI)9.99% to 36% p.a.
CollateralNot required
Processing Fee3.99% to 6% of the loan amount
Navi Personal Loan

Navi Loan App contact details:

You can contact Navi Customer Care for any Navi App loan queries, complaints and feedback in the following ways:


Office Address: Navi Technologies Private Limited; 3rd Floor, Salarpuria Business Center; 93, 5th A Block, Koramangala; Bangalore – 560095

Loan app similar to NAVI:

  • PaySense
  • MoneyTap
  • Dhani
  • Nira
  • PayMe India
  • KreditBee
  • India Lends
  • CASHe

Quick Links:

Home Loan EMI CalculatorClick here
Health InsuranceClick here
Apply for an Instant Personal LoanClick here
Navi AppClick here

Frequently asked questions:

What is Navi Loan?

Navi is an Indian financial services company founded in 2018 by Ankit Agarwal and Sachin Bansal. Navi Digital works in the areas of Personal Loans, Home Loans, Mutual Funds, Health Insurance and Micro Loans.

Is NAVI App RBI Approved?

Yes. NAVI is an RBI-registered non-banking financial company (NBFC).

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